Guides

Six guides on the numbers behind this site. The first three are the entry points — what Canadians earn, what Canadian families are worth, and how financial independence works under Canadian tax rules — and the next three go narrower, covering income and net worth percentiles and how income breaks down by province.

  • Average Income in Canada

    What Canadians actually earn, why median and average differ so much, and which Statistics Canada measure you are really looking at.

  • Average Net Worth by Age in Canada

    Median and average net worth by age group from the Survey of Financial Security, and why the two numbers diverge so widely.

  • FIRE in Canada

    Financial independence and early retirement under Canadian rules — RRSPs, TFSAs, OAS clawback, GIS, CPP timing, and why US FIRE advice does not transfer.

  • Median Income by Province

    Median and average income in each Canadian province, and why comparing provinces on gross income alone is misleading.

  • Income Percentile in Canada

    What income puts you in the top 10%, 25% or 50% in Canada, and how income percentiles are actually estimated.

  • Net Worth Percentile in Canada

    What net worth puts a Canadian family in the top 10% or 25%, and the limits of published wealth distribution data.

This page is for educational and informational purposes only. It is not financial, tax, or investment advice. Figures are estimates derived from public Statistics Canada data and may not reflect your circumstances. Contains information licensed under the Statistics Canada Open Licence; this is not an endorsement by Statistics Canada.